MONEY SMART CLASS: May 27 & 29, June 3 & 5, 2008

6:30 - 8:00PM at the Klamath Falls main Post Office, 2nd Floor

Please call for more information.

Are you interested in buying a home or continuing your education?

Dream $avers is for you!

Whether you are considering your first home purchase or are looking to further your educational goals, you can now quadruple your savings and achieve those goals with the help of our new Dream $avers program. For every dollar you save, we can match it with three. Imagine how fast your savings will grow with Dream $avers!

It’s simple                             It’s fast                           It’s smart

And it’s all with three simple steps:

1. Contact our Dream $avers staff to apply
2. Make a commitment to improve your future
3. Start saving AND earning with Dream $avers

Your money can be used to purchase a new home. If you qualify, you could use your saving to help you:

·        Help pay your down payment                  

·        Help pay your closing costs, including:

o       Title fees

o       Credit reports

o       Appraisal Fees

o       Home Inspection

o       Mortgage Insurance 

·        Help pay your Pre-Paid Fees:

o       Earnest Money

o       Hazard Insurance

o       Property Taxes

You can also use your Dream $avers earnings to continue your education. The rules are simple:

If you are enrolled in an accredited institution of higher learning or postsecondary vocational school you can use your funds to:

·        Help pay Tuition and Fees

·        Pay for Books, Supplies, Equipment and fees required for courses.

To qualify for Dream $avers, you must meet:

·      Income guidelines (80% of Median Income or Lower)

·      Attend Financial Fitness Classes offered by KLRHC (held at KCC)

·      Make the Commitment to Save

Contact our Dream $avers Staff for more information:

Klamath Lake Regional Housing Center

317 South 7^th Street Rm # 230

PO Box 1529

Klamath Falls, OR 97601

(541) 884-5589

(866) 872-1991